Independent safety reviews

Is that banking app safe? Check before you sign up.

Safe mobile banking starts with the facts. Our research software checks each company’s fees, terms, federal complaints and app ratings, then scores each full review on the same Safe Mobile Banking Score.

Data we check for every review

  • CFPB complaint databaseFederal complaints, last 12 months
  • FDIC bank recordsPartner bank and deposit insurance
  • App Store ratingsAverage rating and review count
  • Company termsFees, limits and fine print

Latest safety reviews

New reviews publish every week. Each one answers whether the app is safe, what it really costs and who should skip it.

The Safe Mobile Banking Score

Five tests. Same rules for every app.

Every scored app is measured on the same five tests, worth 10 points in total. 10 is the safest. Each scored review shows where every point came from, with links to the sources. The score is our opinion, based on those public facts.

How we keep our safe mobile banking reviews independent

Some companies pay us when you open an account through our links. That money never changes a Safe Mobile Banking Score, a complaint count or what we write. Reviews are researched and written by AI-assisted software designed by M. Curtis McCoy, using each company’s own pages and public records like the Consumer Financial Protection Bureau complaint database, and every number is re-checked against its source before publishing.

How our reviews are made · Advertiser disclosure · About us

Thinking about a credit builder or a new banking app?

Read the review first. It takes five minutes and shows the costs and complaints the sign-up page leaves out.

Site design and search strategy by M. Curtis McCoy.