
How Does Kikoff Work? Plans, Costs and What It Does to Your Credit
Kikoff opens a $750 to $3,500 credit line reported to all three bureaus for $5 to $35 a month. Here is how it works, what it costs and who should skip it.
Independent safety reviews
Safe mobile banking starts with the facts. We publish plain-English Safety Scores for mobile banks, payment apps and credit builders, and every price, limit and complaint count is sourced and dated so you can check our work.
New reviews publish every week. Each one answers whether the app is safe, what it really costs and who should skip it.

Kikoff opens a $750 to $3,500 credit line reported to all three bureaus for $5 to $35 a month. Here is how it works, what it costs and who should skip it.
The Safety Score
Some companies pay us when you open an account through our links. That money never changes a Safety Score, a complaint count or what we write. Facts come from each company’s own pages and public records like the Consumer Financial Protection Bureau complaint database, and every review shows the date we last checked.
Read the review first. It takes five minutes and shows the costs and complaints the sign-up page leaves out.
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